In our country, salaries are traditionally very low.And a person who works for 20 hours a week has absolutely no savings. Therefore, many small and medium-sized businesses are forced to go bankrupt. The bankruptcy process does not turn out to be a big threat for the business.Indeed, bankruptcy is used as a "lubricant" by businesses that have accumulated huge debts. After the bankruptcy of a business, the creditors immediately began to give preference to the public sector to secure a new loan. This is done on an almost daily basis. This preference, in turn, is provided by the state to businesses that are deemed to be important to the citizens. This article will briefly describe the results that such a "battle" has brought us, and how each of us can protect your personal income. lives.: 1) More than ever before, our economy is "on pause" Our economy is "on pause" for a long time — as the saying goes, "the ship is moored at anchor, and the captain is sweating bullets." Yes, such a battle will happen again, and again. But the result will be worth it. 2) the People have become more aware of their rights and responsibilitiesGovernments work constructively on all of us every day, introducing new laws and ways to solve problems. People are becoming more aware of their rights and the importance of following the rules. the laws. This is very important, because without new laws and ways to solve problems, there will be no future. problems. 3) the Internet today is everywhere Today, you can order an HVAC service to be delivered anywhere in the world, using the Internet. And although the term "Internet" has not yet been invented in our country, we are already "at war" with the term "the Internet."We will clearly see how our economy and Internet penetration will develop over the coming years.4) the strongest factor for the growth of your income is TimeYou can underestimate the strength of the economy due to long-term trends.Such as the lack of effective demand in our country, the fact that business travel and communication is not possible within the framework of the "official" campaign, etc. 5) Cheap loans have become a way to increase money Today, there are more than 15 million people in our country who have loans. This has become a "weapon" of last resort in times of crisis and severe self-isolation.6) People are spending less money than ever beforeIn the post-Soviet years, the usual pattern of spending was followed by almost all segments of the population.But the habit of "sliding" by with a sense of impending doom, anxiety, and financial illiteracy — this is an indispensable condition for success. 7) People are turning off their incomesFor a long